Course description
Fast track your Credit Risk & Analysis knowledge
The goal of this unique educational experience is to equip your team with a deep understanding of all aspects of modern credit risk analysis. In today’s volatile global economy, making the right lending decisions is more critical than ever. Delivered in-house, blended, or virtually to suit client needs, this course intensely focuses on understanding risks and potential downside exposure, ensuring that all aspects of your team's credit risk knowledge and skills are honed to the highest degree.
18 CPD hours awarded by ZISHI, a recognised CISI Premier Training Partner.
Upcoming start dates
Suitability - Who should attend?
The course takes a wide view of the spectrum of credit risk analysis and will equip you with a comprehensive understanding of all aspect of the discipline. As such it will be invaluable for anyone involved with:
- Credit risk
- Asset management
- Relationship management
- The assessment of counterparty risk from the perspective of an underwriting or trade debtor exposure
- Investment banking
- Credit analysis
- Fund managers
- Treasurers
- Corporate finance lawyers
- Compliance officers
- Equity analysts and strategists
Outcome / Qualification etc.
- Earn an Executive Certificate issued by the University of Bath School of Management, enhancing your credentials and expertise in the field.
- Critically analyse the various lending rationales and financing approaches
- Gain an understanding of the industry and environments that the potential client operates in and be able to link the associated risks
- Appreciate the lessons learned from credit crises and various financial market cycles
- Evaluate and identify the causes of cashflow volatility
- Understand the importance of free cashflow and its role in the capital structuring and debt capacity of a business
- Understand how financial statements are structured and how to perform ratio analysis on them
- Realise how creative accounting can lead to appearances that lead to misjudgement in lending decisions
- Gain a practical understanding of the key documentation issues in corporate lending transactions
- Learn the best practice approaches to cashflow modelling and forecasting
- Identify and evaluate potential loan restructuring options and how best to approach them
- Appreciate the importance of security and credit enhancement techniques in making credit-related decisions
- Develop an understanding of the role of covenants in the financing agreements
- Learn how to conduct robust management analysis and identify critical weaknesses
- Gain an insight into how derivatives can assist in helping managing credit risk
Training Course Content
- Chapter 1 – The Fundamentals of Financial Analysis
- Chapter 2 – Cashflows & Volatility
- Chapter 3 – Analysis of Financial Statements
- Chapter 4 – Documentation Issues in Corporate Lending
- Chapter 5 – Cashflow Forecasting & Modelling
- Chapter 6 – Security, Credit Enhancement & Management Analysis
Course delivery details
ZISHI are global leaders in the creation of customized in-company training programmes. We can run a cohort of this course exclusively for your group or team via distance learning, classroom or blended delivery, .
More importantly we can customise the course content to focus on your specific needs. We can also create programmes from scratch that are university accredited so all your learners get the benefit of unique qualification from a leading UK university.
While course content is flexible for bespoke in-house delivery, we will ensure that it meets Bath School of Management requirements for qualification.