Course description
Credit Risk Management
This course will help you define and manage the risk profile and credit culture of our institution, identify emerging risks and what strategies to adopt in response. It will also explain what data and indicators to use to proactively manage credit risk. You will be able to identify, monitor and manage concentration risk and understand what approaches to adopt in order to improve credit risk assessment, mitigate risk, identify and manage problem loans.
Upcoming start dates
Suitability - Who should attend?
Who Should Attend
This course is designed for staff involved in credit administration, Credit Professionals within departments such as Credit Risk Management, Credit Policies and Procedures, Risk Assessment, Credit Approval, Loan Administration and Monitoring, Collections, as well as managers within Retail.
Outcome / Qualification etc.
- Understand the end-to-end framework used to manage credit risk within a bank
- Use the concepts and tools to identify, measure, monitor and control emerging credit risk
- Understand how product and service offerings drive the selection of the operating model and the credit process
- Manage concentration risk, including hedging and portfolio management
- Understand the purpose and benefits of stress testing and scenario analysis
- Consider the organizational matters when managing collections and problem loans selection steps
Training Course Content
Basel Accords, Capital Adequacy & Credit Risk Management
- The Credit Process
- Risks Associated with Lending
- Historical Overview of Basel Accord
- The Three Pillars of Basel II/III
- Internal Capital Adequacy Assessment Process (ICAAP)
Planning & Developing the Credit Function
- Strategic Risk Management within an Institution
- Objectives & Goals of Credit Risk Management
- Loan Portfolio Objectives
- Strategic Planning for the Loan Portfolio
- Quantifying Volume, Level, & Directions of Risk
- Assessing the Credit Risk Function
Managing & Controlling the Credit Function (Policies & Procedures)
- Loan Policy (Purpose and Objective)
- Loan Policy Topics
- Underwriting Documents Standards
- Loan Approval Processes
- Risk Rating Systems
- Exceptions to Policy
- Organizational Considerations relating to Collections
Portfolio Management
- Fundamental Portfolio Management Terms & Concepts
- Concentration vs. Diversification Risk
- Concentration Risk & Measuring Correlation
- Stress Testing & Scenario Analysis
- Hedging Tools
Problem Loan Management Framework & Communicating With Senior Management
- Organizational Considerations relating to Loan Work-out
- Good Bank vs Bad Bank Structures & Requirements (Case Study)
- Communication with Senior Management & the Board
- Developing Leading Indicators to Monitor Emerging Credit Risk within a Portfolio
Why choose Convertas Management Consultants
Founded in 2006
12 Specialized trainers
100% of happy clients
Expenses
$3995
Request info
Convertas Management Consultants
CONVERTAS offers a series of specialized training services across all areas of business, helping employees develop and increase their skills. Our highly qualified trainers through our specifically designed courses and workshops, as well as our innovative training methodology, will provide...